For lakhs of aspirants preparing for bank exams, the SBI Clerk Salary 2025 is an important factor when considering job stability and financial growth. With the latest salary revision, the salary of a clerk in the State Bank of India (SBI) is more attractive than before. Apart from the basic pay, clerks also receive several allowances, perks, and benefits that make this job rewarding.
This article explains the SBI Clerk Salary 2025 in detail, including pay structure, in-hand salary, allowances, job profile, and future growth.
SBI Clerk Salary 2025: Latest Structure and Pay Scale
The basic pay of an SBI Clerk in 2025 has been revised under the new wage settlement. The starting basic pay now stands at ₹29,000 per month, which increases as per increments and experience.
Revised Pay Scale:
- Starting Basic Pay: ₹29,000
- Maximum Basic Pay: ₹41,000
- Annual Increment: ₹1,000 to ₹2,000 based on service years
This pay structure applies across all branches of SBI, though the in-hand salary may slightly differ due to local allowances.
In-Hand Salary of SBI Clerk 2025
The in-hand salary is the amount received by the employee after deductions. In 2025, the in-hand salary of an SBI Clerk ranges from ₹38,000 to ₹42,000 per month, depending on the city of posting.
Example Calculation:
| Salary Component | Amount (Approx) |
|---|---|
| Basic Pay | ₹29,000 |
| Dearness Allowance (DA) | ₹9,300 |
| House Rent Allowance (HRA) | ₹2,300 – ₹3,500 |
| Transport Allowance | ₹600 |
| Other Allowances | ₹1,500 |
| Gross Salary | ₹42,000 |
| Deductions (PF, NPS, etc.) | ₹3,000 – ₹4,000 |
| In-Hand Salary | ₹38,000+ |
The final in-hand amount depends on location and deductions under provident fund, NPS, and tax.
Allowances and Perks in SBI Clerk Salary 2025
Along with basic pay, SBI clerks receive multiple allowances and benefits. These add significant value to the overall salary package.
Major Allowances:
- Dearness Allowance (DA): Revised quarterly, based on inflation
- House Rent Allowance (HRA): 8% to 10% of basic depending on location
- Transport Allowance: Fixed monthly payment
- Special Allowance: For extra responsibilities
- Medical Benefits: Full coverage for employee and partial for family
- Leave Fare Concession (LFC): For official travel and vacations
- Furniture Allowance: For home setup (may vary)
These allowances make the SBI Clerk Salary 2025 quite competitive, even compared to private jobs.
Job Profile of SBI Clerk
The work of an SBI Clerk involves daily customer interactions and office management. The role is essential to bank functioning.
Responsibilities:
- Managing cash and cheque transactions
- Assisting customers with banking services
- Updating passbooks and handling queries
- Selling banking products like insurance, loans
- Supporting backend operations and documentation
This post demands basic computer knowledge, good communication, and service skills.
Career Growth Opportunities After Joining as SBI Clerk
Many candidates join SBI as clerks and move ahead in their careers through internal promotions.
Promotion Path:
- Clerk → Trainee Officer → Deputy Manager
- Clerk → Officer Cadre via internal exams
- Opportunity to become Probationary Officer (PO)
With years of service, clerks can reach respectable officer-level positions without reappearing for external competitive exams.
Benefits of SBI Clerk Job in 2025
Here are some key benefits of this job:
- Fixed salary with regular increments
- Permanent central government job
- Pension through NPS
- Gratuity and post-retirement benefits
- Work-life balance in most branches
- Medical care for family
- Job transfer and promotion opportunities
This makes the SBI Clerk Salary 2025 package attractive not only in terms of money but also in job satisfaction and security.
SBI Clerk Salary Compared to Other Banks
SBI offers a better salary package compared to most other public sector banks due to its larger network and additional benefits.
| Bank Name | Starting Salary (Approx) |
|---|---|
| SBI | ₹38,000 to ₹42,000 |
| PNB | ₹35,000 to ₹37,000 |
| Bank of Baroda | ₹34,000 to ₹36,000 |
| Central Bank | ₹33,000 to ₹35,000 |
SBI clerks also enjoy better allowances and facilities in comparison.
The SBI Clerk Salary 2025 offers a well-balanced financial and professional career option for those looking for a stable banking job. With the new pay revision, the starting salary has improved, and additional perks make it even more appealing.
Whether you’re a fresher or someone looking to switch to the banking sector, the SBI clerk post remains one of the most rewarding choices in government jobs today.
FAQs on SBI Clerk Salary 2025
The starting basic pay is ₹29,000 per month, excluding allowances.
It ranges between ₹38,000 to ₹42,000 depending on city, deductions, and benefits.
Yes, they get promoted to officer roles through internal exams and seniority-based promotions.
Yes, full medical coverage for employees and partial for family members is provided.
DA, HRA, transport allowance, special allowance, LFC, and medical benefits are included.